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Family Member Borrows Money and Never Pays Back - Decision Tree | PsychStreet

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Family Member Borrows Money and Never Pays Back

⏱️ 5 min · Make your choices and see the outcomes

PsychStreetScenario

The Scenario

A sibling, cousin, or relative has borrowed money from you multiple times. They always promise to pay you back "soon" but never do. Now they're asking again. You're frustrated but also feel guilty because "family helps family."

The amount has added up over time. It's affecting your finances. But every time you think about saying no, you worry about being seen as selfish or causing family drama.

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💡 Remember

These decision trees are based on research and common patterns. Real life is more complex. Use this as a guide to think about your choices, not as absolute predictions.